Which type of damages is aimed at compensating for future pain and suffering?

Study for the CII Certificate in Insurance - Insurance Claims Handling Process (IF4) Test. Prepare with multiple choice questions and expand your knowledge on insurance industry standards. Get ready for success!

The type of damages aimed at compensating for future pain and suffering is known as general damages. General damages are intended to address non-economic losses that arise from a personal injury, such as physical pain, emotional distress, and other forms of suffering that cannot be easily quantifiable with a specific dollar amount. This type of compensation is particularly pertinent in personal injury claims where the claimant will experience ongoing pain and suffering into the future due to the injury sustained.

On the other hand, pecuniary damages refer to measurable financial losses, including medical expenses and lost wages, which can be quantified. Consequential damages typically arise as a secondary outcome of an act or event, and they also focus on the economic impact rather than the non-economic aspects of pain and suffering. Special damages are similar to pecuniary damages as they cover specific financial losses incurred due to an injury but do not address future non-economic hurt such as future pain and suffering. Thus, general damages are the most appropriate choice for compensating future pain and suffering.

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