Which type of claims cannot be registered on the Claims and Underwriting Exchange?

Study for the CII Certificate in Insurance - Insurance Claims Handling Process (IF4) Test. Prepare with multiple choice questions and expand your knowledge on insurance industry standards. Get ready for success!

The Claims and Underwriting Exchange (CUE) is a database used primarily for recording and sharing information about insurance claims, particularly in areas that involve motor, property, and personal liability. Each type of claim recorded in CUE plays a specific role in the insurance landscape.

Employers liability claims focus on insurance that protects businesses against claims from employees injured in the course of their employment. These claims are often managed through specific channels due to the nature of employer-employee relationships and the specific regulations that govern workplace injuries. Since employers liability is largely governed by statutory requirements and does not typically involve third-party liability, it is excluded from being registered on CUE.

This specialized handling of employers liability claims contrasts with the other types of claims mentioned, such as professional indemnity, public liability, and property damage, which can all be recorded on CUE due to their broader implications for risk assessment across various sectors. These claims involve third parties and can affect underwriting decisions extensively, thus fitting the purpose of the CUE database.

Understanding this context highlights why employers liability claims are not suitable for registration on the Claims and Underwriting Exchange.

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