What information is a claims handler least likely to use when determining individual case reserves?

In the context of determining individual case reserves, the focus is primarily on the specific details and evidence related to the claim in question. The claimant's statement provides essential insight into the circumstances of the claim and any details relevant to the claim's validity and value. Expert reports offer technical assessments or evaluations which are crucial for assessing damages, liability, or other specialized aspects of the claim.

Market analysis, while often used in broader underwriting or pricing strategies, can inform claims handlers about general trends and potential losses in the sector, helping them set reserves more aligned with current market conditions.

The information provided by underwriters typically relates to the overall risk assessment at the time of policy issuance rather than the specific details of individual claims. While underwriters can provide guidance on policy terms and coverage limits, they are less involved in the detailed evaluation of a single case's particulars, which are the primary focus for claims handlers when determining reserves. This is why the involvement of the underwriter is the least relevant in the context of case reserves, making this information less likely to be utilized in those specific calculations.