In the event of a claim under their policy, the insured must prove:

In the claims handling process, one of the primary responsibilities of the insured is to prove the amount of the loss they are claiming. This involves providing sufficient evidence of the financial impact that the incident has caused. The insurer requires this evidence to assess the validity of the claim and determine the appropriate compensation based on the policy terms.

The insured typically delivers documentation such as invoices, receipts, and detailed assessments of the damage or loss incurred. This information is crucial for the insurer, as it allows them to evaluate the claim accurately and in accordance with the stated limits and coverage in the insurance policy.

While proving the cause of the loss, the insurance value, and understanding the terms of the policy are all important aspects of the claims process, ultimately, without substantiation of the amount of loss, the claim may not be processed or approved.